(845) 418-4968 insurance@johnluongo.com

Isn’t New York a No Fault State?

Insurance Lesson: This is a long post, but one with info that I think you need to know. Here is a question I get all the time- “Isn’t NY a No Fault state”? There are 2 parts to this answer: Yes it is, but that doesn’t mean what you think it...

Mortgage Clause Changes

Mortgagee clause changes, something to look out for regarding your mortgage, especially if your homeowners policy is paid through escrow. After your closing, your mortgage company might make some changes that you will need to relay to your insurance agent. Often times...

Life Insurance

Today at 11:30 am, I was standing in line waiting to buy coffee to carry me through the rest of my day. The guy in front of me was buying 100.00 worth of lotto tickets. The guy behind me was buying 4 tall boys of light beer. Both were older men. The thing that struck...