(845) 418-4968 insurance@johnluongo.com

Clean Garage

Earlier this year on Shop Around Insurance Instagram account I had a post with a picture of a messy garage floor and a discussion about liability.  With the first snow fall projected for Thursday into Friday morning it was time to get the garage clean enough to hold...

Halloween Safety Tips

HALLOWEEN SAFETY TIPS Walk Safely Cross the street at corners, using traffic signals and crosswalks. Look left, right and left again when crossing and keep looking as you cross. Put electronic devices down and keep heads up and walk, don’t run, across the street....

Isn’t New York a No Fault State?

Insurance Lesson: This is a long post, but one with info that I think you need to know. Here is a question I get all the time- “Isn’t NY a No Fault state”? There are 2 parts to this answer: Yes it is, but that doesn’t mean what you think it...

Mortgage Clause Changes

Mortgagee clause changes, something to look out for regarding your mortgage, especially if your homeowners policy is paid through escrow. After your closing, your mortgage company might make some changes that you will need to relay to your insurance agent. Often times...

Life Insurance

Today at 11:30 am, I was standing in line waiting to buy coffee to carry me through the rest of my day. The guy in front of me was buying 100.00 worth of lotto tickets. The guy behind me was buying 4 tall boys of light beer. Both were older men. The thing that struck...

Road Rage- Calm down, please!

I was recently reading an article in Men’s Health Magazine about road rage. (Here is a link to one of their stories on it.) I’ve been there, long day at work, something for the kids scheduled right after school, and after that it’s date night....

Swimming alone

A friend and I were talking about the dangers of  swimming alone and about pool safety tips. The carriers (big insurance company) have plenty of info graphics on these things. We usually see their pretty ads and info graphics in the Spring when people are opening...

Protecting the Sunny Day

Protecting the Sunny Day- Today is a day where the kids are playing, the sun is shinning and we get to enjoy some of the fruits of our labor. It’s one of those days where we get to see the things we work for. (You may even be working today like I am but we all...

Hudson Valley Fireworks

Click here for a list of the Hudson Valley Fireworks   The firework schedule in my neighborhood is as follows. Every single night of your life, starting as soon as your kids and dogs settle down for the night. The link above will take you to an updated schedule....